Does Amazon Take PayPal? A Guide to Amazon Payment Options
Short answer: As of early 2025 the marketplace does not accept PayPal directly at its native checkout. Shoppers still have reliable ways to use funds linked to a PayPal account for purchases.
Most orders on the site are processed like any card transaction. That means a PayPal Cash Card, a PayPal Business Debit Mastercard, or a virtual card that shows a standard 16‑digit number will work at checkout.
The introduction below outlines practical options: using card-based workarounds, buying gift cards with PayPal from third-party sellers, or moving money to a bank and paying with a regular card. It also notes when fees, limits, or rewards might apply.
Why no native button? The company promotes its own payment services and a uniform checkout flow. This section previews the guide’s focus on security, ease of use, and which method fits individual or business needs.
Does Amazon take PayPal? The short answer and why it matters right now
Shoppers won’t find a native PayPal option in the site’s payment lineup. The checkout does not accept paypal directly, so no dedicated button appears during order placement.
Why this matters: Many people manage spending through a PayPal account. When a preferred wallet is unavailable, users need clear options that still let them pay without reopening bank links or losing rewards.
Practical workarounds include presenting a valid card that draws from a PayPal balance or funding source. Common choices are a PayPal Cash Card or a PayPal Business Debit Mastercard, both processed as normal cards at checkout.
| Way | How it works | Speed | Fees |
|---|---|---|---|
| PayPal Cash Card | Acts like a debit card tied to the account | Instant | Usually none for purchases |
| Business Debit Mastercard | Business funds drawn directly via card | Instant | Possible withdrawal fees |
| Gift cards from third parties | Buy gift codes using PayPal, redeem at checkout | Varies by seller | May include markup or processing fees |
| Curve or virtual card | Link account to generate a 16‑digit card number | Fast if set up | Depends on service plan |
Buy with Prime support for PayPal has appeared on some third‑party stores, but that does not change the main site checkout. For clear next steps, users should weigh speed, any fees, and whether adding a card or buying gift codes fits their routine.
How to use PayPal on Amazon today: step-by-step methods that work
There are multiple step‑by‑step ways to convert a digital balance into a standard card payment for checkout.
PayPal Cash Card
Steps: Add items to cart, choose debit/credit at checkout, then enter the cash card number, expiry, and CVV. Keep the account balance high enough to cover the total.
PayPal Business Debit Mastercard
Best for business purchases. Verify the business account, link a bank, activate the card, and use it like any debit card at checkout for easy recordkeeping.
Buy gift cards through third‑party retailers
Sites such as eGifter and Gyft sell amazon gift cards and accept PayPal. Purchase a code, redeem it to the account, then apply the gift balance at checkout. Watch for fees and delivery times.
Curve Wallet and virtual cards
Link the digital account to Curve to generate a 16‑digit virtual card. Enter that card at checkout and the underlying balance funds the purchase. This is fast for instant purchases.
PayPal Key & bank transfers
Where available, PayPal Key creates a virtual Mastercard that behaves like any card. Or transfer funds to a linked bank (Wallet > Transfer Money), then pay with an existing debit or credit card saved to the account.
Choosing the right payment method on Amazon: speed, fees, and security
Picking the right payment route balances speed, cost, and account safety for each purchase.
This short guide helps readers match an option to delivery deadlines, rewards goals, and risk tolerance.
Speed to checkout: instant card methods vs. bank transfers and gift cards
Card-based options such as the PayPal Cash Card, Business Debit Mastercard, and Curve virtual card act like a standard card at checkout and clear instantly.
Gift cards bought from third‑party sellers can delay purchases because codes or delivery windows vary.
Bank transfers may take several days before a saved debit or credit is usable for transactions.
Fees, limits, and rewards: what to expect
PayPal Cash Cardand business debit cards often have no purchase fees and let a buyer use their balance at checkout like any debit card.
Curve and virtual card services sometimes offer cashback but can impose monthly limits or subscription fees.
Third‑party gift codes may include service fees or purchase caps, so check the fine print before buying.
Security considerations: virtual cards, buyer protection, and account hygiene
Virtual cardsmask primary details and reduce exposure when shopping online.
Keep strong passwords, verify card details and addresses, and monitor transactions for unusual charges.
Ensure sufficient balance on the linked account to avoid declines and confirm rewards or protection tied to the chosen credit debit card option.
What’s new and changing in 2025: updates that affect using PayPal with Amazon
New integrations in 2025 expand how users can route wallet funds into standard card payments for online shopping.
Buy with Prime now shows a wallet checkout on some merchant sites. That presence is off‑site only and does not add a native button to the marketplace checkout.
Curve updates let customers link a PayPal account to a Curve Wallet and generate a 16‑digit card number. Entering that card at checkout routes the payment back to the linked account.
Mobile wallets and cashback
Curve also supports adding the generated card to Apple Wallet and Google Wallet, making tap‑to‑pay possible for in‑store and online purchases.
Cashback offers now target certain categories like grocery and digital content. Some tiers give a modest percentage back on specific site spending, but rates and eligibility vary by plan.
“Link, verify your balance, and confirm terms before relying on rewards or travel fee savings.”
Review account balance and fees, then compare this route to simpler options such as a PayPal Cash Card to decide which payment method fits the buyer’s needs.
Smart next steps for making secure, seamless purchases on Amazon
Opt for a card-based method when speed matters. Choose a PayPal Cash Card, a business debit card, or a Curve-generated virtual card to enter a standard card at checkout and finish transactions quickly.
Or use gift codes if budgeting is the priority: buy amazon gift cards from reputable sellers that accept PayPal, redeem the code to the account, then shop as usual. Confirm delivery times and any fees before purchase.
Link or add a debit card or credit card to the marketplace wallet, verify details, and keep a healthy balance to avoid declines. Business customers should save receipts and pick a payment method that simplifies bookkeeping.
Final tip: enable multifactor authentication and review recent transactions often to keep accounts secure and checkout friction low.
